How do I cancel my policy?
In order to process a policy cancellation, please contact us with the following information. We can not cancel your policy without this information:
- What is the effective date of this cancellation? (We are unable to backdate cancellations, so the requested date must be today or in the future.)
- What is the reason for cancellation?
- In the event that the cancellation of your policy results in a pro-rated refund, to what mailing address would you like any returned premium sent?
- In the event that the cancellation of your policy results in a pro-rated refund, to what name would you like us to process a returned premium check?
Once we receive your responses, we will prepare a cancellation proposal which will indicate if there is any return premium owed. You must accept the cancellation proposal within 3 days in order to cancel your policy. If you do not approve the cancellation proposal, we will not process the cancellation or issue any return premium. If you exceed the 3-day time frame, you may receive less of your pro-rated return premium since we must update the proposal with a current date.
If you financed your premium, any return premium will be sent to the finance company to settle your loan amount. Once your balance has been paid, any remainder will be sent to you from the finance company.